Class-action lawsuits are a practical vehicle for litigation of losses resulting from natural disasters—due to the large number of plaintiffs residing in a limited geographic area where the value of an individual claim alone may not be worth pursuing. And with 2011 widely anticipated to be the costliest year for natural disasters ever reported, insurers could be facing the prospect of a flood of such suits.

But insurers can take steps in advance of a catastrophe to minimize the likelihood of class-action exposure, including: diligent claims handing, ensuring compliance with relevant statutes, and continually reviewing and revising policy language to reflect lessons learned through litigation.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.