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Parker, Smith & Feek (PS&F) opened a dialogue with a large West Coast manufacturer whose principal plant is located just outside a high-hazard flood zone. The manufacturer faced several paramount flood issues.

First, the Army Corps of Engineers recommended decertification of the levies near the plant. This would leave it in a high-hazard zone. Second, the Army Corps of Engineers found breeches in the dam above the plant, further increasing the anxiety of many underwriters.

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