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Is the specialty-transportation market hard, flat or soft? It depends on whom you ask as opinions vary widely—generally a sure sign of a line whose pricing is in a time of transition.

In a recent survey, 28.6 percent of respondents say the overall specialty-transportation market is hard or hardening, while 32.65 percent say it is flat.

And 38.8 percent say the market is soft or softer (see charts), according to those taking part in the Transportation Insurance Pricing Survey (TIPS) for the 2011 second quarter, conducted by specialized business-insurance and risk-management intermediary NIP Group Inc. of Woodbridge, N.J.

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