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Highlighting inescapable consequences of concentrations of known risks, the lurking dangers of unforeseen ones and even potential reputational disasters, two industry veterans say the world is getting riskier even as technologies emerge to make aspects of our lives safer.

“On balance, it’s far, far riskier,” says Patrick G. Ryan, the founding chair of Ryan Specialty Group and former chair and CEO of Aon Corp., weighing safer workplaces, automobiles and stronger financial institutions (including Lloyd’s) against rapidly growing risks present in cyberspace and evolving from the “incredible instant communication available” in the modern world.

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