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Vehicle accidents can occur as a result of defects and are often at the root of an insurance claim. It is not unusual for an insured to blame an automobile accident on a defect related to a vehicle. Insurers hear policyholders bemoaning that their brakes failed, the accelerator stuck, a tire detached, and similar allegations of malfunction. The claims analyst typically investigates the existence of a defect to determine liability or the possibility of subrogation.

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