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Vehicle accidents can occur as a result of defects and are often at the root of an insurance claim. It is not unusual for an insured to blame an automobile accident on a defect related to a vehicle. Insurers hear policyholders bemoaning that their brakes failed, the accelerator stuck, a tire detached, and similar allegations of malfunction. The claims analyst typically investigates the existence of a defect to determine liability or the possibility of subrogation.

The extent of the many potential defects that may exist in an automotive vehicle is beyond the scope of merely one article. Let’s examine some case studies of actual accidents involving a defect in the throttle control system.

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