The sands of time for long-term reauthorization of the National Flood Insurance Program (NFIP) are rapidly running out.

But while pressure on Congress to act before the program expires again on Sept. 30 is growing—and coming from multiple directions—light does not appear to be emerging from the tunnel.

Now the festering sore of wind-vs.-water liability has again entered the scene, and it could be among the factors that dash hopes of prompt action to ensure long-term certainty in the program.

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