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The severity of the compound problems that struck Japan in March—earthquake, tsunami, damage to a nuclear reactor—caught nearly everyone in the risk-modeling business by surprise. In the case of Lamont Norman, risk-data product manager for Pitney Bowes Business Insight, the aftermath made him curious.

“What is the risk of not only nuclear but also chemical and biological threats to the U.S. population, and how would those threats impact the property/casualty insurance industry?” asks Norman.

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