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In spite of competitive conditions in the specialty-program-business segment, an insurance-industry analyst doesn’t see any flashing red alerts signaling major troubles ahead for program carriers so far in 2011.

David Paul, a principal for ALIRT Insurance Research, LLC in Windsor, Conn., gave NU a glimpse last month of the proprietary scoring method that his firm uses to analyze the financial strength of roughly 1,600 property and casualty insurance companies.

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