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Insurance-industry experts are cautioning that the death of Osama bin Laden does not represent the end of the terrorism threat for the United States. The threat, in fact, may worsen if terrorists seek to execute a reprisal attack.

And while there was some difference of opinion among experts about what bin Laden’s death means for the terrorism-insurance market, all agreed that the event should not lull Congress into believing that the need for the Terrorism Risk Insurance Act (TRIA) is in any way reduced.

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