At the National Council on Compensation Insurance's annual Issues Symposium today in Orlando, Robert P. Hartwig, president and CEO of the Insurance Information Institute, offered attendees a mixture of optimism, pessimism, and hard reality on the current and future states of the property and casualty industry.

In his presentation, "Out of the Abyss: Growth, Challenges, and Opportunities in the Post-Crisis World," Hartwig reviewed the major operating and economic challenges of the years ahead.

He opened by rhetorically asking, "Is the world becoming a riskier place? Uncertainty, risk, and fear abound, with national disasters, political upheavals, and national and global economic problems abound. Are we really crawling out of the abyss or falling into a new one?"

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