As investors and insurers digest this year's first wave of earnings reports, conference calls and financial supplements, it seems appropriate to pause and ask: What have we learned? Here are four takeaways:
1. Primary insurer pricing power may be slow to return.
Most primary insurers reporting Q1 earnings produced ROEs (returns on equity) ranging from the high-single to low-double digits. These certainly aren't great numbers, but neither are they terrible considering the low-interest-rate environment and multiple years of declining prices.
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