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Homeowners’ claims costs have been climbing in Wash., and a new study conducted by the Insurance Research Council (IRC) has identified legislation passed in 2007 as the most probable culprit.

Following the enactment of R-67—which was adopted by the Washington State Legislature in 2007 and approved in a statewide voter referendum—homeowners’ claims costs were as much as $190 million greater than such claims otherwise would have been in that 2-year period. Known as “The Insurance Fair Conduct Act,” R-67 eased restrictions for aggrieved insurance claimants filing lawsuits alleging insurer misconduct.

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