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When the star right fielder hits a triple, batting in three runs, the baseball crowd goes nuts. When a race horse wins the Triple Crown, big bucks pour in to the owner for stud fees, and when Mom delivers triplets, it’s both exciting and frightening for the parents, who can expect virtually no sleep for the next 6 years. Drunk driving is a less appealing triple whammy: a totaled vehicle, lawsuits from injured parties, and a jail term. But when the triple whammy hit northern Japan March 11, governments and insurers around the globe began to take a new look at their own risks.

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