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In the classic comedy, The Pink Panther Strikes Again, Inspector Clouseau asks the innkeeper at the desk “Does your dog bite?” to which the man replies “No.” Inspector Clouseau then reaches down to pet the dog, which immediately attacks and bites him.

“I thought you said your dog does not bite?” Clouseau asks, turning to the man.  “That is not my dog,” the man replies. So begins our discussion of one of the hot buttons in the industry: dogs. Are the risks breed-specific? How does new industry exclusion handle breed exclusions?

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