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Editor’s Note: This is the second article in a three-part series examining a trio of emerging threats in 2011, each with the potential to impose seismic change upon the risk-management landscape. The first article asks “Will Insurers Dodge Climate Nuisance Liability Bullet.”

Nanoparticles are extremely small objects, measured in terms of nanometers—equivalent to one billionth of a meter. In recent years, the use of engineered nanomaterials in consumer products such as sunscreen, cosmetics, clothing and baby products has soared.

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