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As a risk manager you recognize the necessity of insuring against a worst-case scenario, and you’ve protected your organization from the risks of fire, flooding, and other cataclysmic events. But what about a devastating breach of your digital defenses?

Consider this: 73 percent of small and midsize companies have experienced a cyber attack, according to a 2010 survey by Symantec Corp. of 2,100 businesses worldwide.

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