Condominiums are a difficult subject in insurance because of the intersection of the unit owner’s policy and the association’s policy. Where exactly do the two policies meet?

Who is responsible for what part of the building is a common and confusing issue. A year or two ago, we presented a wildly popular web seminar explaining just how the coverage worked. Recently, fellow FC&S expert Diana Reitz blogged about improvements and betterments, so now seems to be a good time to talk about condominiums.

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