All Risks Ltd.
Insurer(s): International Marine Underwriters, RLI Corp., Markel American Insurance Co., Osprey Underwriting Agency, ACE Marine Insurance.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—all sizes, horsepower—unlimited, speed—unlimited, value—unlimited.
Maximum liability (or P&I limits): Unlimited.
Uninsured boaters' coverage available: Yes (limit $1 million).
Other major coverage features: We write both commercial and recreational marine accounts. Specializing in USL&H, all marine liabilities, hull, P&I, crew, etc., in addition to personal watercraft and yachts.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: All states.
For more information: Richard Lang, All Risks Ltd., 10150 York Road, Hunt Valley, MD 21030. 800-366-5810 x3094. Fax: 410-828-8179. rlang@allrisks.com, www.allrisks.com.

AmWINS Group Inc.
Insurer(s): Various.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers.
Coverage available in: All states.
For more information: AmWINS Group Inc.; 214-561-9367, marketing@amwins.com; www.amwins.com.

Britt/Paulk
Insurer(s): N/A.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited, horsepower—varies with size, speed—120 max, value—unlimited
Maximum liability (or P&I limits): Generally $1 million with easy access to excess.
Uninsured boaters' coverage available: Yes (limit primary P&I).
Other major coverage features: International as well as U.S. navigation, foreign mooring ok, incidental charter, form equivalent to liner wording for larger yachts.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: All states.
For more information: Britt/Paulk; Steve York, 800-842-8917, syork@brittpaulk.com; www.brittpaulk.com.

Burns & Wilcox Ltd.
Insurer(s): RLI Insurance Co., Ace American, Lloyds of London.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited,, horsepower—unlimited,, speed—varies by company, value—$250 million for large yachts.
Maximum liability (or P&I limits): $250 million for large yachts; $500,000 for smaller boats.
Uninsured boaters' coverage available: Yes (limit varies by size of boat).
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: All states.
For more information: Barbara Hanley, Burns & Wilcox Ltd., Headquarters, SRD Dept., 30833 Northwestern Highway, Farmington Hills, MI 48334. 248-539-6070. bhanley@burns-wilcox.com, www.burnsandwilcox.com.

Crump Insurance Services Inc.
Insurer(s): Various.
Coverage available as: Yacht insurance policy.
Maximum liability (or P&I limits): Up to $5 million.
Uninsured boaters' coverage available: No.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers.
Coverage available in: All states.
For more information: Marketing, Crump Insurance Services Inc., 105 Eisenhower Pkwy, Roseland, NJ 07068. 877-247-9772. TheOne@crumpins.com, www.crumpins.com.

Foremost Insurance Co.
Insurer(s): Foremost Insurance Co.
Coverage available as: Personal lines boat owners package.
Largest eligible watercraft: Length—40, speed—90 mph for bass boats, 75 mph for all other boats, value—$400,000. Maximum liability (or P&I limits): $1 million.
Uninsured boaters' coverage available: Yes (limit matches bodily injury coverage limit).
Other major coverage features: Towing and assistance, trailer coverage, personal property, medical payments, liability, physical damage and wreck removal coverage.
Coverage also available for: Personal watercraft.
Coverage available in: All states.
For more information: Foremost Insurance Co.; Dan Gorgon, 616-956-3714, dan.gordon@foremost.com; www.foremostindependentagent.com.

Global Marine Insurance Agency
Insurer(s): ACE USA, American Modern, American Reliable, Chartis, Essex, Great American, Markel, Progressive, Seaworthy, Travelers.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited, horsepower—unlimited, speed—130 mph, value—unlimited.
Maximum liability (or P&I limits): $20 million.
Uninsured boaters' coverage available: Yes (limit matches liability limit).
Other major coverage features: Agreed value, P&I liability, total loss replacement, pollution spill liability, wreckage removal, towing, Jones Act, US Longshoremans & Harbor Workers, high performance catamarans, V-hulls, triple/quad engines.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: All states.
For more information: Global Marine Insurance Agency; Troy Buttleman, 800-748-0224, tbuttleman@globalmarineinsurance.com; www.globalmarineinsurance.com.

Insurance Innovators Agency
Insurer(s): American Reliable Insurance Co.
Coverage available as: Personal lines boat owners package.
Largest eligible watercraft: Length—32, speed—60 mph, value—$150,000.
Maximum liability (or P&I limits): $300,000.
Uninsured boaters' coverage available: Yes (limit 300,000).
Other major coverage features: Towing and personal effects.
Coverage also available for: Personal watercraft.
Coverage available in: CT, MA, ME, NH, RI and VT.
For more information: Insurance Innovators Agency; Dianne Zocco, 800-332-3847, diannez@iiane.com; www.iiigroup.com.

J.M. Wilson
Insurer(s): Markel.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—65, horsepower—2000 HP package, speed—119 mph, value—$200,000 in-house, can consider higher values with submission to carrier.
Maximum liability (or P&I limits): $300,000 CSL in-house, higher limits available with submission to carrier.
Uninsured boaters' coverage available: Yes (limit matching liability up to CSL on all products).
Other major coverage features: Personal effects, trailer, towing, water sport liability, pollution, slip and mooring coverages available.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: IL, IN, KY, MI and WI.
For more information: Stacey Kiser, J.M. Wilson, 8036 Moorsbridge Road, Portage, MI 49024. 800-678-8106. Fax: 269-327-9854. skiser@jmwilson.com, www.jmwilson.com.

Maritime Program Group
Insurer(s): New Hampshire Insurance Co., Private Client Group & Market.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited, speed—125 mph, value—unlimited.
Maximum liability (or P&I limits): No maximum.
Uninsured boaters' coverage available: Yes (limit $5 million).
Other major coverage features: Crew liability, full- or part-time charter, wind coverage, up to worldwide navigation, exceptional service, instant online quotes.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairs, personal watercraft.
Coverage available in: All states.
For more information: Damon Pesce, Maritime Program Group, 70 Essex Road, Westbrook, CT 06498. 860-399-3658. Fax: 860-399-3692. dpesce@maritimeph.com, www.maritimepg.com.

McSweeny Agency (E&S)
Insurer(s): VRS.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—75.
Maximum liability (or P&I limits): $300,000.
Uninsured boaters' coverage available: Yes.
Other major coverage features: We specialize in older boats in good condition with dry land survey. This includes wooden hull boats; size is not usually a problem.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers.
Coverage available in: DE, MA, NJ, NY, PA and VA.
For more information: McSweeny Agency (E&S); Rich McSweeny, 609-387-0101, Rmcsweeny@mcsweenyagency.com; www.mcsweenyINS.com.

Metcom Excess
Insurer(s): Old United.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Maximum liability (or P&I limits): $10 million.
Uninsured boaters' coverage available: Yes.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers, personal watercraft.
Coverage available in: NJ, NY and PA.
For more information: Metcom Excess; Colleen Rylick, 800-521-1717 x251, crylick@metcomexcess.com; www.metcomexcess.com.

National Boat Owners Assn.
Insurer(s): Various.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited, horsepower—unlimited, speed—unlimited, value—unlimited. Maximum liability (or P&I limits): Unlimited.
Uninsured boaters' coverage available: Yes (unlimited).
Other major coverage features: NBOA offers customized boat and yacht insurance policies, as well as comprehensive towing packages and safety products for all boaters nationwide.
Coverage also available for: Charter boats, personal watercraft.
Coverage available in: All states.
For more information: National Boat Owners Assn.; Patrick, 800-248-3512, info@nboat.com; www.nboat.com.

National Marine Underwriters Inc.
Insurer(s): Atlantic Specialty Insurance Co.
Coverage available as: Yacht insurance policy.
Largest eligible watercraft: Value—$1 million.
Maximum liability (or P&I limits): $1 million.
Uninsured boaters' coverage available: Yes.
Coverage available in: All states except AK and HI.
For more information: National Marine Underwriters Inc.; John Beachley, 800-262-8467, jbeachley@nmu.com; www.nmu.com.

Old United Casualty Co.
Insurer(s): Old United Casualty Co. and Vantage Casualty Co. in the state of California only.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—unlimited, horsepower—variable, speed—65 mph for boats, 80 mph for bass boats, 55 mph for yachts, value—$3 million.
Maximum liability (or P&I limits): $3 million.
Uninsured boaters' coverage available: Yes (limit matches watercraft liability or P&I limit subject to a maximum of $500,000 for any one policy).
Other major coverage features: “Agreed value” valuation is standard (except for PWC's), medical payments coverage, uninsured boaters coverage, underinsured boaters coverage (yachts only), emergency services and assistance coverage, personal effects coverage, contaminant spill/pollution coverage, various additional enhancements including “zero dollar” electronics deductible and total replacement coast coverage. Coverage also available for: Charter boats, personal watercraft.
Coverage available in: All states except AK, FL and HI.
For more information: Old United Casualty Co.; Douglas E. Semler, 800-895-0271, dsemler@vtaig.com; www.oldunited.com and www.anglersadvantageins.com.

Philadelphia Indemnity Insurance Cos.
Insurer(s): Philadelphia Indemnity Insurance Companies.
Largest eligible watercraft: Value—$200,000.
Maximum liability (or P&I limits): $2 million
Uninsured boaters' coverage available: No.
Coverage also available for: Boat dealers
Coverage available in: All states except AK, HI and LA.
For more information: Philadelphia Indemnity Insurance Cos.; James Decker, 610-558-3139, jdecker@phlyins.com; www.phlyins.com.

Quaker Special Risk
Insurer(s): Various.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—no limit, speed—85 mph, value—no limit.
Maximum liability (or P&I limits): $500 million.
Uninsured boaters' coverage available: Yes.
Other major coverage features: Florida-only yacht, worldwide cruising, excess protection and indemnity, crew liability, bareboat charter fleet, six-pack charter.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers.
Coverage available in: All states except KS, ND, OK and SD.|
For more information: Quaker Special Risk; Frank Walsh, 800-447-4180, fwalsh@qsr-insruance.com; www.QSR-insruance.com.

Russell Bond & Co. Inc.
Insurer(s): Old United, Chubb.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—no limitation, horsepower—no restrictions, speed—55 mph, value—no restrictions.
Maximum liability (or P&I limits): No limitation.
Uninsured boaters' coverage available: Yes (no limitation).
Other major coverage features: Special rates for fishing guides, bass boats, daily charters. Pollution & spill liability and hurricane protection available. Mechanical breakdown available in all states except NY.
Coverage also available for: Marinas, charter boats.
Coverage available in: All states except AK, AR, HI, ID, KS, MO, MT, ND, OK, OR, SD, UT, WI, WV and WY.
For more information: Russell Bond & Co. Inc.; Jayme Mahaney, 800-333-7226 ext. 263, jmahaney@RussellBond.com; www.russellbond.com.

United Marine Underwriters
Insurer(s): Ace American, American Modern, Markel, Travelers.
Coverage available as: Personal lines boat owners package, yacht insurance policy.
Largest eligible watercraft: Length—999, horsepower—10,000, speed—120, value—unlimited.
Maximum liability (or P&I limits): Unlimited.
Uninsured boaters' coverage available: Yes (limit same as liability limit).
Other major coverage features: Also offer charter coverage, boat rental and other commercial marine.
Coverage also available for: Charter boats, personal watercraft.
Coverage available in: All states.
For more information: Randy Troutman, United Marine Underwriters, 1309 Bluegrass Parkway, LaGrange, KY 40031.800-477-7140. Fax: 502-222-0299. umu@UnitedMarine.net, www.UnitedMarine.net.

Worldwide Facilities Inc.
Insurer(s): Domestic and foreign markets.
Maximum liability (or P&I limits): $100 million.
Other major coverage features: We are a commercial wholesale broker.
Coverage also available for: Marinas, boat dealers, charter boats, ship repairers.
Coverage available in: All states.
For more information: Worldwide Facilities Inc.; Robert Riske, 213-236-4526, rriske@wwfi.com; www.wwfi.com.

Special Reports /

Market Directory: Boat & Yacht Insurance

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