Many businesses sponsor little league baseball teams, football teams, and other youth sports activities with the belief that such a practice is good business sense. Sponsorship not only provides advertising for the business, but it also promotes public goodwill and fosters contacts that can lead to more customers. However, before a company rushes into sponsoring any youth athletic activities, there are issues to consider.

Specialty lines policies are available for businesses that sponsor youth athletics, as the standard commercial general liability policy simply does not have the protection in it to adequately cover all of the risk exposures.

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