X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Fueling skepticism about the efficacy of texting-while-driving (TWD) bans are the Highway Loss Data Institute’s (HLDI) latest findings. The organization, which is an affiliate of the Insurance Institute for Highway Safety (IIHS), compared claims in four states both before and after the enactment of each TWD ban with the claim patterns in nearby states. The researchers determined there was actually a slight uptick in the frequency of insurance claims filed under collision coverage for damages.

This conclusion appears to be consistent with the findings of a previous HLDI study, which suggested that banning hand-held phone use while driving doesn’t translate to fewer crashes.

“Texting bans haven’t reduced crashes,” said Adrian Lund, president of both the HLDI and the Insurance Institute for Highway Safety. “In a perverse twist, crashes increased in three of the four states we studied after bans were enacted. It’s an indication that texting bans might even increase the risk of texting for drivers who continue to do so despite the laws.”

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

Dig Deeper

 

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360
Live Chat

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.