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Over the years since enactment of the Liability Risk Retention Act of 1986, risk retention groups have grown into a major force in the industry, providing liability insurance to a wide variety of businesses shut out of the market by traditional insurers that withdrew or inflated prices to prohibitive levels.

Last year, RRG premium volume exceeded $2.5 billion. More than 250 companies provide liability insurance under the Act to a wide range of businesses with a significant proportion of them in health care.

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