According to statistics, drivers who use cell phones are four times more likely to get into crashes serious enough to injure themselves, and driving while distracted is a factor in one out of four accidents, and wireless devices are the number one distraction. With the advent and popularity of touch screen smart phones–essentially handheld computers that can make phone calls — it is likely to only get worse.

A solution to such a problem might be more technology. To learn how new applications are helping keep drivers safe while also allowing insurers to make proper cause of loss determinations, Claims spoke with Ravi Sundaram, Managing Partner, ThinkIT.

You have designed an app for smart phones called Halt Driving While Distracted (HALTDWD). Describe what it is and how it works.

The HALTDWD application was created to protect the lives of individuals who have become accustomed to using their cell phones while driving. The purpose of HALTDWD is to help the driver avoid the distractions and temptations of cell phone usage while operating a vehicle.

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