It's no secret that bringing younger people into the industry is of concern to everyone. Whether it's as agents or IT professionals, it's essential to find ways to make insurance a career of choice.

But first, it's important to define the generations we're talking about. While there are no clear-cut dates, the recent AUGIE survey defines "younger" as Generation X (born 1964-1978) and Generation Y (born 1978-2000).

According to the survey, only 7.95 percent of respondents were X-ers and 0.2 percent were Gen Y. Most respondents were baby boomers, 58.89 percent, many of whom are hitting 64 and contemplating retirement. What happens then?

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