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The Chubb Group of Insurance Cos. has expanded the features available under its Customarq for cultural institutions package policy. The policy is available to not-for-profit cultural institutions, including botanical gardens, museums, aquariums and libraries.

The enhanced package policy brings together liability insurance with new property insurance options. The automatic blanket limit for select property, such as valuable papers and employees’ personal property, has been increased from $250,000 to $500,000 with an option to purchase higher limits; smaller institutions can opt for a $250,000 limit. A new property and business income module now responds to loss or damage to collections, exhibit water, trees, shrubs, plants, lawns or topiary, dams, dikes and retaining walls and paved or concrete surfaces. The module also provides customized property valuation for historic buildings and collections.

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