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ProHost USA now offers cyber risk insurance for restaurants insured through one of its package programs. Any restaurant that keeps electronic data and uses the Internet as part of its business operations is exposed to risk that may not be covered under the standard commercial insurance policy.

According to a national survey, many businesses do not have the tools or procedures in place to detect identity fraud and respond appropriately. Meanwhile, most states have enacted data breach notification laws that require notification of customers in the even to of a data breach. The costs of complying with the notification laws alone can represent a significant expense for businesses.

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