When it comes to controlling their total cost of risk, 64 percent of corporate risk and finance managers surveyed said their top concern was their retained cost of claims, including from captives, according to professional services company Towers Watson.

The survey, "Risk and Finance Manager Survey: Snapshot of an Industry Poised for Change," found that an additional 23 percent of respondents rated retained cost of claims as their second concern.

Premium costs ranked as the top concern for 24 percent of respondents and second for 49 percent.

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