By Monica M. Minkel

Executive liability programs generally consist of three key insurance products. First is the directors and officers (D&O) liability policy, which is essentially corporate malpractice insurance. A D&O policy will protect the board of directors, officers of the company and the corporate entity itself from acts, errors, omissions, misstatements, misleading statements, breaches of duty and breaches of care by the decision makers of the organization. No private or non-profit company should be without this important coverage. No private or non-profit company should be without this important coverage.

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