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Remarkable as it may seem, South Carolina’s oldest independent insurance agency, C.T. Lowndes & Co., is celebrating its 160th anniversary this year. Started in 1850 by Charles T. Lowndes, the agency has survived the Civil War, Reconstruction, several fires in the 1800s, numerous hurricanes, a major earthquake, two world wars, the Great Depression and the recession of 2008-2010. Despite the hardships and changes, C.T. Lowndes maintains ownership by the fifth generation of the Lowndes family, and has grown from one location in Charleston and five staff members to eight locations in South Carolina and about 90 employees.

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