Solid enterprise risk management was behind one firm’s recovery from the financial downturn, while another long-established outfit is just allowing the concept to percolate within its operation.

Keith Ryan, vice president and director of finance shared services at Lincoln Financial Corp., and William Montanez, director of risk management for Ace Hardware Corp., discussed their experiences as part of a panel on enterprise risk management and corporate governance at the recent Bermuda Captive Conference.

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