More and more, the question of “are you authorized to sell insurance?” is being asked by carriers, agents and brokers alike. Unfortunately, the answer is rarely black and white.
Many factors complicate the issue and the answer to this question. To name just one hurdle, the complexity of regulatory and education requirements placed on agents and carriers is constantly growing.
New education prerequisites for selling insurance products such as annuities and long-term care add to the complexity because these requirements are not directly tied to licensure.
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