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When approaching the Associate in Risk Management (ARM) designation, it is important to explore your options personallyBefore Magellan left Spain in 1519 looking for a western passage to the East Indies, he had an extremely difficult time finding enough sailors to man his ships. To be sure, there were plenty of real dangers that scared off potential crewmen, things such as seasickness, storms, hostile natives, and exotic diseases.

However, many feared to sign on for the historic voyage because of reasons that existed only in the imagination. Ignorance and superstition defined global geography in the 16th century. Many Europeans thought that terrifying sea monsters lurked in the depths, that equatorial waters could boil them to death, that great magnetic rocks would literally draw nails out of their ships, and that 60-foot high cannibals, dog-headed savages, and Cyclopes ruled distant lands.

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