The Independent Insurance Agents & Brokers of America Big "I" Markets

Coverage is available on a personal and commercial basis for a diverse range of risks including fine arts, jewelry, antiques, silverware, coins and stamps, memorabilia, gun collections, fine wine, musical instruments and other collectibles.

The personal product includes the following features:

Agreed value, current market value or a combination of both with all-risk, worldwide coverage (including breakage and mysterious disappearance)
No per item limitations
Coverage available for personal collections while on loan to museum exhibitions
No limitation on packers
Consistent approach to loss in value
Coverage for the cost of replacing or restoring the identifying labels for wine
Comprehensive forms to thoroughly address critical policy features rather than treat them as an afterthought to homeowners insurance

The commercial products valuable articles portfolio consists of policies specifically designed for each major category of commercial art collections: corporate collections, museums, exhibitions, dealers and commercial artists. Following a flexible loss limit approach, insureds can select appropriate coverage limits for premises, transit and unnamed locations, domestically and internationally. The new program offers:

Blanket or scheduled items coverage
No per item limit on blanket coverage
Actual value or current market value up to 150 percent
$75 million capacity
Consideration for any type of collectible including wine, musical instruments, antiques, stamp and/or coin collections, sports memorabilia and collectible figurines
Special wine coverage including mechanical breakdown and restoring/replacing damaged labels
Optional deductibles available
Coverage for breakage and mysterious disappearance
Worldwide coverage
Admitted carrier in 48 states (not available in Alaska, Hawaii or the District of Columbia)

Special Reports /

Big &quot;I&quot; Markets offers new alone fine arts and valuable articles policies

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Big "I" Markets offers new alone fine arts and valuable articles policies