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There won’t be significant premium growth until this moribund economy gets going again, but should government print more money to make that happen? That’s the trillion-dollar question!

We’ve injected a major stimulus program into our financial bloodstream, but instead of a shot of adrenaline jolting the economy into sustainable growth, the billions allocated by Congress merely slowed the recession’s severity.

That’s not a bad thing, as we were clearly in free-fall, with hundreds of thousands put out of work every month. Now we’re seeing modest job growth, although the pace has slowed to a crawl.

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