It seems every time you turn around, there is another expense, a delay in payment, or some other circumstance that has a negative effect on your cash flow. So instead of putting a little something away for an even rainier day, you find yourself sweating it out until it's time to flip to the next page of the monthly calendar for a fresh influx of cash.

If you want to make the money and the month line up better, you may need to rethink some of your business assumptions - including what constitutes a must-have expense. Following are a few ideas that can help improve your overall cash flow.

Get rid of your business land line

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