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In my nearly 30 years of insurance industry experience, I’ve learned without a doubt that size does not matter. As an employee and later an equity owner in a family-run insurance agency, we never had more than seven people on staff. Even in those days, when computer use was in its infancy and each day we wrestled with several oversized underwriting manuals, complete with rates, for personal lines business, workflows and policies and procedures were great resources for employees and management. Today, with the advent of paperless and semi-paperless environments, with policy data and oral and written communication recorded and stored electronically, well-conceived workflows and policies and procedures are as important as ever.

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