"Oh NO! My Texas license renews in two months! I need 30 continuing education requirements (CEs), and two have to be in ethics. Things have been so busy at work and home that I just haven't had the time. And, what about my Florida license? Not to mention New Hampshire, Oklahoma, Louisiana, and Wyoming. Since the world has not come to an end, (yes, the ultimate catastrophe) and I did not win the lottery leaving claims behind for that tropical beach life, I have got to take some courses -- any courses -- very, very soon."

Does this sound familiar? Do you clamor for credits at the last minute like our imaginary friend above, with not a care as to the content and quality of whatever courses you can take in the next few weeks? Or do you have a strategy in place for not only meeting your CE requirements but increasing your knowledge base and your ultimate net worth?

When you plan your continuing education endeavors to not only meet the various states' requirements but also to gain and implement new knowledge and skill techniques, you are creating a tremendous personal asset that leads to a more rewarding career. You really want to seek quality learning experiences in fulfilling your CE requirements.