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“Oh NO! My Texas license renews in two months! I need 30 continuing education requirements (CEs), and two have to be in ethics. Things have been so busy at work and home that I just haven’t had the time. And, what about my Florida license? Not to mention New Hampshire, Oklahoma, Louisiana, and Wyoming. Since the world has not come to an end, (yes, the ultimate catastrophe) and I did not win the lottery leaving claims behind for that tropical beach life, I have got to take some courses — any courses — very, very soon.”

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