With Democrats sure to defend themselves in the midterm elections by touting consumer protections in the new health care reform law, it's a shame most people with group health coverage don't realize they already enjoy such benefits.
Once the law is fully in effect, carriers will no longer be able to deny someone coverage because of preexisting conditions, or price them out of the market. No one will have their coverage dropped if they are seriously injured or ill.
These are pretty radical changes–that is, if you must buy your own coverage. If, however, you are among the majority who still get insurance through employers, such protections are commonplace.
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