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An insured under a personal auto policy walks into a rental car agency to rent a car. Along with the car, the agency offers him supplemental liability insurance (SLI) for an additional $10 for each day of the rental period. Gripped by the fear tactics employed by the car rental representative, he elects to buy that optional coverage. Unfortunately, he then is involved in an auto accident that results in a lawsuit against him. When the time comes to settle that lawsuit, which is required to pay first: the insurance company that provided the SLI, or his personal auto insurance?

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