If current trends continue, cyber insurance coverage just may take its place alongside workers' compensation, general liability, fire and auto insurance in the core commercial property and casualty package, meaning a business would be foolish to open its doors without it.
The reason is simple. Virtually every modern enterprise–from the local doctor's office or supermarket to Fortune 100 corporations–lives and breathes on its information technology applications, databases and computer systems.
When IT goes down, business screeches to a halt.
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