Adjuster licensing is confusing. Every state has a different set of rules and regulations about how — or how not to — license adjusters. Acting or failing to act out of ignorance can cause all types of problems, including fines, suspension of claim adjusting functions, and lots of aggravation. Consider this horror story that was shared with us in the past year.

Adjuster Sue got licensed in Anystate because her employer was going to be writing business there. She had to take a fairly comprehensive test, which she failed the first time. After studying hard, though, she passed on her second attempt. She now had to meet Anystate’s continuing education requirement of 24 credits every two years. Sue met all of her continuing education requirements and maintained her license.

Several years later, as part of a reorganization, Sue’s employer decided to stop doing business in Anystate, and so Sue let her license lapse. A merger occurred soon thereafter, which resulted in her losing her job.

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