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“Recession 101: It’s A Test. Not The Final.”

That is the message posted on billboards across the nation by a person who has been identified only as an “unknown optimist” in media reports.

Whoever the person or group behind the signs might be, it seems unlikely that they work in the excess and surplus lines segment of the property and casualty insurance industry. While a handful of E&S executives interviewed by NAPSLO Daily said they see slight indications of economic recovery, most do not foresee any near-term favorable impact on their businesses, which continue to be tested in bread-and-butter classes like construction and transportation.

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