With daily reports of new information and proposed changes on comprehensive health- care insurance reform, it may be time to look at what is already available to Floridians. Florida is a large and diverse state, and one size does not fit all when it comes to health-care coverage and costs. The state of Florida and insurance carriers have recognized this and designed a wide array of group, individual, Medicaid, and Medicare health insurance plans to serve the needs of all. Listings of various plans and their health insurance carriers are available at www.floridahealthfinder.gov.
Group Plans
Businesses with one life or more have access to guaranteed issue group plans. The group plans for employers with less than 100 employees are available to businesses regardless of health claims experience. Carriers and benefit plans vary from county to county; some counties have regional HMO carriers that do excellent jobs in meeting the specific needs of the county population. The coverage for a one-life group (self-employed person with no other eligible employees) is only available for enrollment in August of each year for an effective date of October 1st.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
