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With capacity high, commercial insurance buyers saw premium prices continue to tumble in the fourth quarter of 2009, with few signs that the soft market cycle is nearing an end, according to the RIMS Benchmark Survey.

Directors and officers liability, general liability and workers’ compensation all posted decreases in average premium, while property once again held steady, according to the survey, administered by Advisen Ltd., which tracks changes in insurance policy renewal prices as reported by North American corporate risk managers.

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