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As if insurance regulators don’t already have enough on their plates, the National Association of Insurance Commissioners has officially waded into the global climate change debate. So far, its most noteworthy contribution is to insist that there is no debate. More on that later; first, some background.

This year, states will begin administering an “Insurer Climate Risk Disclosure Survey” drafted by the NAIC’s Climate Change and Global Warming Task Force and unanimously adopted by the full NAIC last March.

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