As I scanned all the 2009 editions of NationalUnderwriter, picking candidates for my annual choices as theyear's top insurance stories, one thought kept crossing my mind–itcould've been worse.
No one will look back fondly on 2009. The economy was in ashambles. Insurable exposures disappeared at an alarming rate. Theinvestment markets–especially in the first half–were volatile atbest.
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