Emerging insurance losses were the focus of several of 2009′s top stories for the E&S/specialty lines segment–with a Ponzi schemer, a pandemic and an imported product bringing unexpected exposures into focus this year.

While the continuing soft market and a down economy had the most immediate impacts on business for excess and surplus lines and specialty brokers and insurers over the past 12 months, the unexpected appearance of Bernard Madoff, Chinese drywall and H1N1 in our e-newsletter this year pushed articles about this trio to the top of our subjective list of the key developments for 2009.

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