Nanotechnology is an emerging field with tremendous promise for producing new and innovative products that are safer, smarter and cleaner now and in the future. Along with that promise, nanotechnology presents the insurance industry and risk managers with significant challenges and opportunities that must be addressed sooner rather than later.
Whether you are an insurance underwriter or risk manager, what you don't know may hurt you. An unknown toxicity exposure may be a much greater problem than a high toxicity exposure that is known. An underwriter can select, price and mitigate a known risk. Known risks are potentially insurable. Unknown risks are not.
Little is known about the toxicity of nanostructures. The science, research and usage have not yet matured.
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