With a health care reform bill already passed by the Houseearlier this month, and with the Senate giving the green light todebate its own very different proposal after Thanksgiving, it lookslike legislation might yet be passed after all. The question is,what will its final form be, and what impact will it have on theinsurance industry and consumers?

In football vernacular, I wish we knew whether it's thesecond, third or fourth quarter of this political Super Bowl! TheSenate's quarterback–Majority Leader Harry Reid–is acting like he'sin the fourth quarter with the ball and two minutes left to score,but we may yet have a long way to go before we finish playing.

Politics is not a spectator sport. We can be players in thisepic game.

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