One of the few growth areas of the economy is the elder care industry. Driven by the rapidly expanding senior population in the United States, profit and nonprofit elder care organizations are racing to keep up with the demand for new or expanded nursing homes, assisted and independent living facilities, adult daycare and dementia centers, and rehabilitation centers.

Among the thousands of insurance professionals across the country providing insurance programs covering the unique risks of these organizations and their operations, few have recognized the potential financial impact to their elder care facility clients of failing to insure pollution risk and exposures.

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