As the Great Recession grinds on, the impact on both individualsand business continues to spread. All bands of the risk managementspectrum–personal and commercial, property and casualty, large andsmall–are affected. As risk management professionals, it iscritical we understand how the current economic situation affectsthe exposures insurers assume.
Sobering statistics appear in the news every day:
o An unemployment rate over 10 percent.
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